Is a Roth Conversion Right for You?

We believe most investors should consider including a Roth IRA in their overall financial plan; as their investments are able to grow tax free and provide them with a great source of tax-free income in retirement. If you have not already contributed to a Roth IRA, converting funds from a Traditional IRA to a Roth IRA can be a great way to fund Roth IRAs. This year provides a unique opportunity for investors as the income limitations for Roth IRA conversions no longer exists, allowing most investors to convert their Traditional IRAs to Roth IRAs. If you are considering a Roth conversion please give us a call to set up a FREE in-person consultation. You need more than an online calculator to tell you if a Roth conversion is right for you; rather, you need an advisor who can help you consider the important questions:

·         When will I need to use my retirement savings?

·         What tax bracket will I be in the future?

·         How will I pay the taxes caused by a conversion?

·         How will a conversion affect my heirs and their taxes?

·         How much should I convert?

·         What assets in my Traditional IRA should I convert?

Financial Management Network is a comprehensive financial planning firm that specializes in analyzing every aspect of your financial situation from your cash flow, tax planning, insurance, investments, and your retirement and estate plans. We can advise you on whether you will benefit from a Roth conversion and more importantly how it will affect your overall financial plan. We can also perform the actual conversion in-house without sending you to a costly third-party.

To learn more about the Roth Conversion and to set up a FREE in-person consultation please call Jeff Merwin at (949) 455-0300 x208

Or send an email with your contact information to: rothconversion@fmncc.com

FMN is the premier wealth management firm in the Orange County area.  Our success is based on our unwavering commitment to providing the best services in financial planning, money management, estate planning, insurances, taxes and business planning.  Recently FMN was honored with the 2010 and 2011 5 Star Wealth Manager Award from Orange Coast Magazine.  Details on this award can be found here: 

Call an FMN advisor today for a free consultation and conversation on how we can help you today.
 
 
Ryan Maroney, CFP®
Vice President
Financial Management Network

 949-455-0300

 

 

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