Mark Ray is the Property and Casualty Director at FMN, bringing over two decades of experience to the insurance industry. Licensed in California as an insurance agent since 1999, he earned the prestigious Certified Insurance Counselor (CIC) designation in 2022 and completed his Master of Business Administration degree in 2024. Throughout his career, he has fostered strong relationships with many leading insurance carriers, who recognize his meticulous attention to detail and customer-centric approach, positioning him as a distinguished professional in the field.

Renowned for his specialized counsel on coverage, Mark is committed to providing clients with not only comprehensive service but also thoughtful, strategic planning to navigate the complexities of the insurance landscape. He is dedicated to ensuring that each client is equipped with the appropriate coverage to protect their assets and mitigate potential risks. Mark's approach emphasizes due diligence, ensuring that clients fully understand their policies and feel confident in their decisions. His philosophy underscores the importance of a well-crafted insurance plan to alleviate concerns about the unforeseen challenges life may present. Known for his accessibility, Mark is always available to address inquiries and offer ongoing support.

Outside of his professional life, Mark enjoys spending quality time with his wife, Kaerie, and their two children, Jillian and Thomas. His personal interests include engaging in sports, playing the guitar and working on home improvement projects.